get ready for

A lending team that’s focused on you.

At Luminate Bank, we’re redefining the home loan industry by ditching the old bad habits and bringing together a team with decades of experience. Our mission? To align with your vision and help you unlock your full potential through smarter finances.

>> Our Team

Whether you are a seasoned real estate investor or a first-time homebuyer, we know what it is like to apply for a mortgage and we strive hard never to forget that feeling.


We’re excited for the opportunity to earn your trust by offering the right mortgage for your unique financial scenario, providing competitive & fair pricing, and by making sure you are properly communicated to so you have the information you need to know

A large group of people are posing for a picture under a tree.

Norbert Gyorfi

Loan Originator | NMLS# 350790

I’m passionate about helping my clients achieve the American dream of homeownership. I started in the mortgage industry in 2000 and after 22 years I still get fired up when I make that first call to a new client.


I love strategizing with my buyers and educating them on the mortgage process and the opportunity of creating wealth through real estate. I’m honored to have been recognized multiple times as a Top 1% of Mortgage Originators in America. The burning drive to be successful in our business comes from my family. They are truly the reason “WHY” my fire burns so hot.


I’m a husband and a dad of two incredible kids. In our free time, we enjoy traveling together! My hobbies include playing tennis with my son and volleyball with my daughter. They even let me coach them occasionally...when they’re being nice to me..

Chona Desacola

Loan Officer Assistant | NMLS# 859607

Whether you are a seasoned real estate investor or a first-time homebuyer, we know what it is like to apply for a mortgage and we strive hard never to forget that feeling.


We’re excited for the opportunity to earn your trust by offering the right mortgage for your unique financial scenario, providing competitive & fair pricing, and by making sure you are properly communicated to so you have the information you need to know.

Long Phan

Loan Officer Assistant | NMLS# 1089593

Whether you are a seasoned real estate investor or a first-time homebuyer, we know what it is like to apply for a mortgage and we strive hard never to forget that feeling.


We’re excited for the opportunity to earn your trust by offering the right mortgage for your unique financial scenario, providing competitive & fair pricing, and by making sure you are properly communicated to so you have the information you need to know.