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Lighting Your Path to Homeownership


At Luminate Home Loans, we empower you with financial literacy and help guide your journey to financial freedom.

Schedule your dreams & goals call


Norbert Gyorfi

Loan Officer | NMLS# 350790

I’m passionate about helping my clients achieve the American dream of homeownership. I started in the mortgage industry in 2000 and after 24 years I still get fired up when I make that first call to a new client.


 
 

I love strategizing with my buyers and educating them on the mortgage process and the opportunity of creating wealth through real estate. I’m honored to have been recognized multiple times as a Top 1% of Mortgage Originators in America. The burning drive to be successful in our business comes from my family. They are truly the reason “WHY” my fire burns so hot.


 
 

I’m a husband and a dad of two incredible kids. In our free time, we enjoy traveling together! My hobbies include playing tennis with my son and volleyball with my daughter. They even let me coach them occasionally… when they’re being nice to me. 😊



Contact Me
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Finding a home should be as simple as flipping on a switch.

With Luminate, there’s no guesswork involved. Why? Because our streamlined, four-step home loan process makes everything straightforward and easy.

Learn More

  • 1. Tell us about you.

    First, let’s talk through your home goals and purchase timing. That way, we can work together as we decide which loan option is the best fit for you.

  • 2. Fill out the application.

    Gather your financial details and complete your home loan application to start the pre-approval process. We're always a phone call away if you need help.

  • 3. Get pre-approved.

    Once your loan application and credit report have been reviewed, you will receive a pre-approval letter to begin your home search. This is where the fun begins!

  • 4. Start shopping.

    Now that you're outfitted with a pre-approval letter, your budget, and information about the loan process, you're ready to get out there and start shopping for a home.

OUR PROCESS

Step 1

Discovery

We need to learn about you so we can understand your financial situation and long-term goals before we prescribe a mortgage strategy.

Step 2

Strategy

We will analyze mortgage options with the lowest cost and greatest prosperity potential for you and your family, then present you with a Total Cost Analysis - a digital and easy-to-read breakdown of your mortgage options.

Step 3

Execution

We create a flawless home loan experience for you. If you are in a highly competitive market, we will position you to close your loan as quickly as possible. If you need more time to prepare, we will continue to advise you on your financial situation until you are ready to buy or refinance your home.

Step 4

Wealth Maximization

Your life and the real estate market where you live can change rapidly. Even after you are in your new home, we will continue to manage your mortgage and help you maximize your wealth. The closing of your loan is just the start of our relationship.


OPTIMAL BLUE

MORTGAGE

MARKET INDICES

OBMMI provides the most comprehensive, accurate, timely, and interactive analysis of pricing ever conducted in the mortgage industry.


Calculated from actual locked rates with consumers across 35% of all mortgage transactions nationwide, OBMMI includes multiple mortgage pricing indices developed around the most popular mortgage products and specific borrower attributes to provide configurable trending of rates over time.


Rates will vary depending on your specific criteria. Contact your mortgage professional for a personalized quote.

Unlock Your Home's Financial Potential with Homebot

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